== I commenced work at Ace Finance Company from 31st of March 2005.

2. From where did you get your experience in the financing field?

== Besides holding a Bachelor’s degree in Business administration (USA) and a Master’s degree in Development Economics (UK) I have worked for international financial institutions such as Bloomberg Financial Markets (NY and London), Merrill Lynch International Bank, London and Riggs Bank (London). In Nepal I was a promoter and a member of the executive management team when Ace Finance Co. Ltd. started operation in 1995.

3. What would you say about your self?

== I believe that team spirit is essential in any organization, I consider myself a team player. I enjoy developing new business and emphasize that innovation is the driving force behind any institution.

4. What is the current need [growth, restructuring business..?] for ACE Finance and what you supposed to do?

== The mandate I have been given is to upgrade Ace Finance into a development bank (a class ‘B’ financial institution under the umbrella act). We will need to restructure our entire business to facilitate this upgrade.

5. Which are the current problems in financing in overall Nepali market?

== The problems are many and varied. The main one is due to the security situation, which has affected the distribution of goods and services across the country. Lack of business confidence due to the political instability and unhealthy competition amongst the financial institutions are to name a few.

6. How much percentage you are supposed to increase in business volume for the running year?

== The plan is to upgrade once we do, our business should target at least twice in volume we are undertaking at present in the first year.

7. How much will be the net profit for the current fiscal year?

== I will be in a position to answer that after the fiscal year end close on 15th of July 2005. However, our net profit in Chaitra 2061 was 94,31,000 (nine million four hundred and thirty one thousand).

8. How much support is there from NRB to the finance companies? What would you refer if something to say about Nepal Rastra Bank.

== My experience so far with NRB has been positive. I have received support in the few areas that we have faced problems. They have been very cooperative.

9. Recently I suggest my friends to invest in ACE Finance share? Was it good suggestion?

== Absolutely, the 10 year financial status of Ace shows a very positive yield. Our shares have not been volatile and have steadily increased. All in all it reflects a healthy and robust company.

10. How do you find Ramsbay.com?

== I was impressed with your web site and particularly found the NRB stats very informative.