Development Credit Bank : DCBL

Figures in NRs million

UNAUDITED FINANCIAL RESULT
As of fourth quarter fiscal 05 (4qF05)

Particulars

4qF05

2qF05

4qF04

Paid up Capital

160.0

General Reserves

11.4

Retained Earnings

9.3

9.0

Provision for Loan Loss

26.0

17.9

13.2

Total Deposits

1479.1

1343.1

1414.0

Total Borrowings

120.0

170.0

5.2

Total Credit

1395.9

1379.7

1189.7

Total Investments

28.8

32.8

45.1

Cash & Bank:-

404.6

335.0

387.5

Cash in Vault

3.4

5.4

4.3

Balance with NRB

27.1

24.6

14.5

Balance with Commercial Banks

374.1

305.1

368.6

Other Assets

63.4

61.1

44.6

Other Liabilities

27.1

67.2

54.1

Total Income:-

183.1

88.9

167.1

Interest Income

177.5

85.5

156.7

Other Income

5.6

3.4

10.4

Total Expenses:-

110.4

54.4

120.5

Interest Expenses

80.7

39.8

92.9

Operating Expenses

25.0

12.2

23.0

Other Expenses(Dep./Amortization)

4.7

2.3

4.6

Operationg Profit

72.7

34.5

46.6

Operating profit after loan loss provision

59.8

29.8

49.4