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Development Credit Bank
Nepse quote: DCBL
Figures in NRs million

UNAUDITED FINANCIAL RESULT
As of third quarter 2006 (3qF06)

Particulars
3qF06
3qF05
Liabilities    
Paid up Capital
240.0
160.0
Reserves & Surplus
60.3
56.5
Borrowing
180.0
160.0
Total Deposits
1838.9
1348.1
Other Liabilities
104.8
65.7
Total Balance
2424.0
1790.3
     
Assets    
Cash & Bank
108.2
21.5
Money at call and short notice
313.8
266.8
Total Investments
89.1
33.5
Total Credit
1841.4
1393.6
     
Fixed Assets
12.2
13.4
Other Assets
59.3
61.5
Total Balance
2424.0
1790.3
 
Profit & Loss    
Total Income
142.8
137.1
Interest Income
135.7
132.9
Other Income
7.1
4.2
 
Total Expenses
99.4
82.0
Interest Expenses
73.4
60.2
Operating Expenses
26.0
21.8
 
Operationg Profit
43.4
55.1
Provision for possible loss
6.0
4.7
Profit before tax and bonus
37.4
50.4
     
Staff Bonus
3.7
5.0
Provision for tax
9.9
14.3
Net profit
23.8
31.1

Note:
* Figures of the current fiscal year are not comparable with the figures of previous fiscal year due to the change in method of interest income accounting. Income and Expenses for the previous fiscal year are on Accrual Basis.
** Interest Income is shown on Cash Basis as of March end 2006 (Chaitra 18, 2062) whereas all the expenses are on Accrual Basis upto Chaitra End, 2062.

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