Development Credit Bank
Nepse quote: DCBL

Figures in NRs million
UNAUDITED FINANCIAL RESULT As of third quarter 2006 (3qF06)
Particulars	3qF06	3qF05
Liabilities
Paid up Capital	240.0	160.0
Reserves & Surplus	60.3	56.5
Borrowing	180.0	160.0
Total Deposits	1838.9	1348.1
Other Liabilities	104.8	65.7
Total Balance	2424.0	1790.3
Assets
Cash & Bank	108.2	21.5
Money at call and short notice	313.8	266.8
Total Investments	89.1	33.5
Total Credit	1841.4	1393.6
Fixed Assets	12.2	13.4
Other Assets	59.3	61.5
Total Balance	2424.0	1790.3
Profit & Loss
Total Income	142.8	137.1
Interest Income	135.7	132.9
Other Income	7.1	4.2
Total Expenses	99.4	82.0
Interest Expenses	73.4	60.2
Operating Expenses	26.0	21.8
Operationg Profit	43.4	55.1
Provision for possible loss	6.0	4.7
Profit before tax and bonus	37.4	50.4
Staff Bonus	3.7	5.0
Provision for tax	9.9	14.3
Net profit	23.8	31.1

Note:
*	Figures of the current fiscal year are not comparable with the figures of previous fiscal year due to the change in method of interest income accounting. Income and Expenses for the previous fiscal year are on Accrual Basis.
**	Interest Income is shown on Cash Basis as of March end 2006 (Chaitra 18, 2062) whereas all the expenses are on Accrual Basis upto Chaitra End, 2062.