Lumbini Bank

Figures in NRs million
UNAUDITED FINANCIAL RESULT As second quarter F05 (2qF05)
Particulars	2qF05	1qF05	2qF04
Authorized Capital	1000	1000	1000
Issued Capital	500	500	500
Paid up Capital	500	500	350
General Reserves	21.6	21.6	18.9
other reserve	4.7	4.7	1.9
Retained Earnings	(103.5)	(102.9)	(215.1)
Provision for Loan Loss	462.9	394.6	315.9
Interest bearing	3566.7	3791.2	3137.0
Non -interest bearing	230.3	247.8	219.0
Total Deposits	3797.0	4039.0	3356.0
Total Credit	3628.0	3563.6	3041.1
Total Investments	433.2	708.3	405.1
Cash & Bank:-	324.5	374.6	354.7
Balance with NRB	221.1	223.3	236.5
Balance with other Banks	26.1	57.8	18.1
Cash in vault	77.3	93.5	100.1
Other Assets	374.4	338.3	244.5
Other Liabilities	224.5	143.8	446.6
Total Income:-	185.7	73.3	172.9
Interest Income	172.4	63.2	155.2
Other Income	13.3	10.1	17.7
Total Expenses:-	133.0	62.8	127.7
Interest Expenses	95.4	43.2	92.6
Operating Expenses	37.6	19.6	35.1
Operationg Profit	52.7	10.5	45.3