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| Financials Report |
| Datas shown in NRs. Million |
| Liabilities |
05/06 |
04/05 |
03/04 |
02/03 |
| Share capital |
500.0 |
500.0 |
350.0 |
350.0 |
| Equity |
-722.1 |
245.1 |
296.5 |
277.8 |
| Borrowing from banks |
0.0 |
0.0 |
164.7 |
90.0 |
| Deposits |
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| Non interest bearing |
250.5 |
211.8 |
251.1 |
204.5 |
| Interest bearing |
4535.9 |
3819.5 |
3526.5 |
2755.2 |
| Total deposit |
4786.4 |
4031.2 |
3777.6 |
2959.7 |
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| Provision for loan loss |
1337.7 |
517.4 |
242.3 |
180.7 |
| Other Liabilities |
195.3 |
106.6 |
125.4 |
112.6 |
| Sub-total |
1533.0 |
624.0 |
367.7 |
293.3 |
| Total balance |
5597.3 |
4900.3 |
4606.5 |
3620.8 |
| Assets |
05/06 |
04/05 |
03/04 |
02/03 |
| Cash |
133.4 |
103.2 |
114.7 |
83.9 |
| NRB |
178.3 |
267.6 |
324.3 |
185.7 |
| Bank local |
20.5 |
29.4 |
26.9 |
22.8 |
| Bank foreign |
69.9 |
18.8 |
65.2 |
41.2 |
| Money at call local |
50.0 |
0.0 |
30.0 |
50.0 |
| Money at call foreign |
0 |
0.0 |
0.0 |
0.0 |
| Liquid means |
452.1 |
419.0 |
561.1 |
383.6 |
|
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|
| Investments |
|
|
|
|
| Shares |
6.0 |
6.0 |
5.3 |
5.3 |
| HMG SEC |
527.0 |
414.6 |
433.1 |
274.9 |
| Others |
141.0 |
114.6 |
119.8 |
102.5 |
| Total investment |
674.0 |
535.2 |
558.2 |
382.7 |
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| Total credit |
4321.6 |
3685.1 |
3222.7 |
2622.3 |
|
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| Fixed assets |
42.0 |
48.4 |
40.1 |
37.2 |
| Other assets |
107.6 |
212.6 |
224.4 |
195.0 |
| Sub-total |
149.6 |
261.0 |
264.5 |
232.2 |
| Total balance |
5597.3 |
4900.3 |
4606.5 |
3620.8 |
| Profit & loss |
05/06 |
04/05 |
03/04 |
02/03 |
| Interest income |
343.8 |
383.8 |
361.3 |
308.6 |
| Interest expenses |
215.6 |
193.4 |
197.2 |
186.5 |
| Net interest |
128.2 |
190.4 |
164.1 |
122.1 |
| Non interest income |
44.3 |
38.1 |
27.3 |
25.3 |
| Operating income |
179.2 |
228.5 |
191.4 |
147.4 |
| Operating expenses |
119.0 |
87.5 |
84.4 |
70.7 |
| Operating result |
60.2 |
141.0 |
107.0 |
76.7 |
| Fore x revaluation |
6.7 |
0 |
11.3 |
2.1 |
| Profit before B,T&P |
60.2 |
141.0 |
118.3 |
78.8 |
| Net profit |
-806.1 |
-197.6 |
18.6 |
89.1 |
| Cash dividend |
0.0 |
0.0 |
0.0 |
0.0 |
| Total div % |
0.0 |
0.0 |
0.0 |
0.0 |
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Ramsbay Thamel Kathmandu
Nepal
Contact:2333145 | 2132532 Email: info@ramsbay.com |
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