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United Finance
Nepse quote: UFL	Financials Report

Figures in NRs million
UNAUDITED FINANCIAL RESULT As of Fourth quarter 2008 (4qF08)
Particulars	4qF08	4qF07
Liabilities
Paid up Capital	145.0	60.0
Reserves & Surplus	40.4	29.3
Borrowing	365.5	248.7
Total Deposits	789.9	494.3
Other Liabilities	60.0	41.6
Total Balance	1400.8	873.9
Assets
Cash & Bank	61.2	12.3
Money at call and short notice	37.2	14.3
Total Investments	42.7	32.7
Total Credit	1227.0	799.1

Fixed Assets	15.5	11.3
Non Banking Assets	-	-
Other Assets	17.2	4.2
Total Balance	1400.8	873.9

Profit & Loss	4qF08	4qF07
Total Income	147.1	99.2
Interest Income	124.3	81.7
Other Income	22.8	17.5

Total Expenses	99.7	63.9
Interest Expenses	63.3	40.5
Operating Expenses	36.4	23.4

Operating Profit	47.4	35.3
Provision for possible loss	5.5	1.7
Profit before tax and bonus	41.9	33.6
Staff Bonus	3.8	3.0
Provision for tax	12.0	9.6
Net profit	26.1	21.0

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